LIFE INSURANCE PLANS
Summary:
Our life insurance options at Ivy Solutions provide comprehensive coverage tailored to safeguard your loved ones’ financial future, offering peace of mind and security in uncertain times.
Types of plans
Term Life
Term Life Insurance is temporary and covers you for a fixed period of time either 10,15,20 or 30 years. Term policies are easy to manage and cost effective. Although term policies do not offer cash value you have the option to choose a rider and get your premiums returned at the end of the term. You could think of it like a savings plan.
Whole Life
Whole Life Insurance is permanent and covers you for your entire life. These policies grow cash value over time which can be borrowed against. The rate you pay for a whole life policy never increases. Don’t worry if you’ve been denied in the past. We have great plans with no medical exams & no health questions.
Children's
Whole Life
Permanent whole life coverage for children ages 14 days to 17 years of age. These policies lock in low rates for a lifetime. Plans start at $5,000-$50,000. Children’s whole life plans build cash value that you can borrow against and help with any expenses (for example: college, down payment on a home or car and starting a business) your child may incur.